It’s time to get ready for Medicare Open Enrollment

It’s time to get ready for Medicare Open Enrollment

Medicare Open Enrollment runs from October 15 to December 7, but did you know you can get an early look at next year’s health plans and prescription drug plans starting on October 1? Premiums for Medicare Advantage Plans are dropping to historic lows for 2021. This...
A Medicare Supplement Policy is NOT always a Guaranteed Issue

A Medicare Supplement Policy is NOT always a Guaranteed Issue

Underestimating Expenses could seriouslyderail your Retirement Plans   A Medicare Supplement Policy ( aka – Medigap ) is designed to pay those out-of-pocket medical expenses not covered by Medicare. Buying this policy is optional. It is issued by a private...
Will Coronavirus Affect Your Social Security Benefits ?

Will Coronavirus Affect Your Social Security Benefits ?

Social Security Incomeis Guaranteed for Life   Social Security Benefits are an income stream you can’t outlive. That’s the simple definition of an Annuity : Guaranteed Lifetime Income, even if you outlive your Principal. Your FRS Pension is also an Annuity. ...
How to plan for rising Health Care costs in Retirement

How to plan for rising Health Care costs in Retirement

Estimated cost for Health Care after age 65 ? Try $285,000 per couple in Assets needed in 2020.   It is estimated that the average couple will need $285,000 in today’s dollars for Medical Expenses in Retirement. That $ 285,000 does not even include Long Term...